Affordable Motorcycle & Scooter Financing in San Antonio
At The Motorcycle Shop, we believe that owning the motorcycle or scooter of your dreams shouldn’t be out of reach. That’s why we offer flexible financing options to help riders in San Antonio and the surrounding areas get on the road without breaking the bank. Whether you’re eyeing a brand-new Vespa, a stylish Royal Enfield, or a practical Kymco commuter, our financing team is here to help you find a payment plan that fits your budget.
We’ve been helping riders finance their purchases since 1974, and we’ve built strong relationships with trusted lending partners to make the process as smooth and stress-free as possible.
Financing Options for Every Budget
We work with multiple finance partners and lending institutions to offer competitive rates and flexible terms. Our goal is to find the financing solution that works best for your situation, whether you have excellent credit, are building your credit, or have faced challenges in the past.
We work with all credit situations. Don’t let past credit issues keep you from riding. Our finance team has experience helping customers with a wide range of credit backgrounds, and we’ll do everything we can to get you approved.
Typical financing terms include:
- Competitive interest rates based on your credit profile and the vehicle you choose
- Flexible loan terms ranging from 12 to 72 months to keep your monthly payments manageable
- Low down payment options to help you get on the road sooner
- Monthly payments that fit your budget — many customers finance a new scooter for under $150 per month
Brands We Finance
We offer financing on our full lineup of new and pre-owned motorcycles and scooters, including Vespa, Piaggio, Royal Enfield, Kymco, SYM, Lance, Genuine, and Royal Alloy. Whether you’re looking at a new model or a quality pre-owned ride, our financing options apply across our entire inventory.
How to Apply for Financing
Getting started with financing at The Motorcycle Shop is simple. You have several options to begin the process:
In-Store: Visit our showroom at 2423 Austin Hwy, San Antonio, TX 78218 and speak with our finance team in person. We can walk you through the available options, answer your questions, and get your application started on the spot.
By Phone: Call us at (210) 654-0211 to discuss financing options with a member of our team. We can provide estimates and get the process moving before you even come in.
What to Bring: To speed up the application process, please have the following ready:
- Valid driver’s license or state-issued ID
- Proof of income (recent pay stubs or tax return)
- Proof of residence (utility bill or lease agreement)
- References (personal or professional)
Why Finance with The Motorcycle Shop?
When you finance through us, you’re working with a dealership that has been a trusted part of the San Antonio community for over 50 years. We take the time to understand your needs and find a financing solution that makes sense for you — not just the one that benefits us.
Our finance process is transparent, our terms are clearly explained, and there are no hidden fees or last-minute surprises. We want you to feel confident in your purchase and comfortable with your payment plan from day one.
Get Pre-Approved Today
Ready to start your financing journey? Give us a call at (210) 654-0211 or stop by 2423 Austin Hwy, San Antonio, TX 78218. Our team is available Tuesday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 3:00 PM.
Let The Motorcycle Shop help you ride home on the motorcycle or scooter you’ve always wanted — with a payment plan you can afford.